What counts as proof of funds

The single most common reason verification comes back for more information is a document that shows a number without showing whose account it is. Here is what clears first time.

What we accept

• A full bank statement dated within the last 90 days.
• A brokerage or investment account statement, same window.
• A letter from your accountant confirming available funds.
• A combination of the above, if your capital sits in several places.

What we reject

• A screenshot of a balance. We need the full statement, all pages.
• Anything older than 90 days.
• A statement with the account holder name cropped or redacted.
• A valuation of an asset you have not sold, such as property or equity in another business.
• A verbal figure, or a number typed into your profile.

The name has to match

The account holder name must match the name on your Revanu profile and your government ID. If you are buying through a company or a trust, send the entity document showing you control it alongside the statement.

Financing instead of cash

You do not need the full purchase price in cash. A lender letter or pre-approval does not verify capital: it produces no band, because verified capital is money you have. Sellers read those differently, so say which you have.

How long it stays valid

Financial verification lasts 12 months because proof of funds goes stale. Renewing is one bank connection or one upload. The result of the identity check on your account stays on the account and is untouched by it; its images do not stay, because Persona deletes them 90 days after the check starts. If a deal reaches conditions and your verification is more than 90 days old, expect the seller to ask for a fresh statement.

What the seller sees

A range and a date. Never a balance, never a document, never an institution name. A person reads your statement, and it is deleted once your submission is decided; its name stays on the record. No seller ever sees it.

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